Citi PremierMiles Card

Period basis

statement cycle

Bins by

posting date

Accrual

S$1.00 blocks, floor, per transaction

Settlement

points balance

Credit lag

immediate

Native unit

Citi Miles → 1.00 miles each

Conversion

S$27.25 per 10,000 units

Expiry

none

Blocks are per transaction — a S$0.99 purchase earns nothing at all.

• tiers[base].rate_milli_per_dollarissuercitibank.com.sg ↗read 2026-08-02
  “A cardmember will receive, on a monthly basis, Citi Miles which will be credited to his card account at the rate of 1.2 Citi Miles for every S$1 incurred on local retail purchases charged to his card account and 2.2 Citi Miles for every S$1 incurred on overseas retail purchases charged to his card account.”
• accrual.roundingissuercitibank.com.sg ↗read 2026-08-02
  “Citi Miles shall be calculated on the amount of each retail purchase transaction and will be reflected in your statement of account as rounded down to the nearest Citi Mile.”
• exclusions[excluded-mcc].match.mcc_inissuercitibank.com.sg ↗read 2026-08-02
  “In determining the amount of retail purchases for purposes of calculation of Citi Miles, the following transactions/charges shall not be taken into account and will not earn any Citi Miles: ... (iv) payments to educational institutions; (v) payments to government institutions and services; (vi) payments to insurance companies; (vii) payments to financial institutions; (viii) payments to non-profit organizations; (ix) betting or gambling; (x) any top-ups or payment of funds to payment service providers, prepaid cards and any prepaid accounts; (xi) transit-related transactions.”
• expiry.monthsissuercitibank.com.sg ↗read 2026-08-02
  “There is no expiry date for Citi Miles.”
• summary.transfer_partnerscommentarymilelion.com ↗read 2026-08-02
  “The Citi PremierMiles Card earns 1.2 mpd on local spend and 2.2 mpd on overseas spend, with 11 transfer partners, a S$27.25 transfer fee and a 10,000-mile minimum transfer. Miles do not expire.”

HOW IT EARNS
- 1.2 mpd local, 2.2 mpd overseas. No cap, no minimum, no bonus category.
- Earned per whole S$1; rounding happens ONCE on the period total, not per
  row.

WATCH OUT
- Long exclusion list: transit (every MRT and bus fare), education,
  insurance, government, all bill payments.
- The statement header says 2 Citi Miles per foreign S$1 while clause 3.1,
  the promotion T&C and MileLion all say 2.2. Modelled as 2.2; no foreign row
  has landed here to settle it.
- Clause 3.2 says miles are "rounded down"; the statements contradict it
  (31.2 printed 31, 418.8 printed 419). Period-total rounding is what fits.

NOT MODELLED
- 10 mpd Kaligo and 7.2 mpd Agoda promotions, which have their own end dates.
- The 10,000-mile annual-fee credit (clause 3.4) — not spend-driven.

EVIDENCE
- All three earning cycles tie: 31, 204, 419. April's six rows give exactly
  204.0 at whole dollars, which is what pins the S$1 block down.
- Statements were uploaded from page 4, so no statement date was parsed; the
  cycle is inferred from payment due dates, 25 days after close.