Demo — invented data, read-only. Nothing here is anyone’s real spending.
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Spendingi

Worth knowing

Other is down 84% a month across the range — S$1,179.94 to S$190.23.

Total, Sep 2024 →
S$167,347.90
Average month
S$10,459.24
Transactions 2818Cards used 13Busiest month Jan 2026 · S$17,874.77

Month by month

Averaging S$10,459.24 a month over 24 months.

By merchanti

MerchantSpendChargesCards
GuildhouseS$5,902.061Trust Cashback Card
Cold Storage7 namesS$4,975.901674 cards
SGD GymmboxxS$4,839.411Trust Cashback Card
Rideway2 namesS$4,630.293603 cards
Silver BullionS$4,201.101Trust Cashback Card
August BespokeS$4,176.701DBS YUU AMERICAN EXPRESS
Intemedical KovanS$3,819.091DBS YUU AMERICAN EXPRESS
Sembcorp PowerS$3,589.827UOB ONE CARD
Meridian AIR TampinesS$2,973.672AMEX SINGAPORE AIRLINES BUSINESS
MousS$2,891.781MARI CREDIT CARD
Shiro Aesthetic ClinicS$2,750.001MARI CREDIT CARD
SunseapS$2,734.576UOB ONE CARD
KrogerS$2,494.80782 cards
American ClubS$2,410.301Trust Cashback Card
CFA ExpensesS$2,160.92142 cards
Wellspring ChemistS$2,085.38172 cards
TripcomS$1,933.972LADY'S SOLITAIRE CARD
WhooshS$1,866.62111DBS YUU VISA
NinewickeravecoS$1,853.761MARI CREDIT CARD
Split TheatreS$1,847.3962 cards

Ten largest transactionsi

S$5,902.06GuildhouseTrust Cashback Card13 May 2026
S$4,839.41SGD GymmboxxTrust Cashback Card26 May 2025
S$4,201.10Silver BullionTrust Cashback Card1 Oct 2025
S$4,176.70August BespokeDBS YUU AMERICAN EXPRESS23 Jan 2026
S$3,819.09Intemedical KovanDBS YUU AMERICAN EXPRESS4 Jul 2026
S$2,891.78MousMARI CREDIT CARD22 Apr 2026
S$2,750.00Shiro Aesthetic ClinicMARI CREDIT CARD23 Dec 2025
S$2,410.30American ClubTrust Cashback Card3 Aug 2025
S$1,853.76NinewickeravecoMARI CREDIT CARD18 Aug 2025
S$1,796.40Meridian AIR TampinesAMEX SINGAPORE AIRLINES BUSINESS16 Jan 2026

Recurringi

S$428.94 a year across 3 standing charges, if every one keeps its current rhythm.
ChargeEachEveryA yearOn
CAKE DEFI9 charges · last 1 Aug 2026S$26.58monthlyS$319.13CITI REWARDS WORLD MASTERCARD
SEORAE JIB MALL2 charges · last 24 Jul 2026S$61.18yearlyS$61.18LADY'S SOLITAIRE CARDalso CITI PREMIERMILES WORLD MASTER
JUST DABAO13 charges · last 4 Aug 2026S$4.05monthlyS$48.63CITI REWARDS WORLD MASTERCARD

By category

  • groceries12%
  • dining11%
  • online_shopping11%
  • healthcare9%
  • retail_instore8%
  • streaming7%
  • 18 more42%
CategorySpendShareTxns
groceriesS$19,758.4811.8%568
diningS$19,002.2511.4%497
online_shoppingS$17,633.7910.5%199
healthcareS$14,911.928.9%49
retail_instoreS$13,957.438.3%131
streamingS$11,943.817.1%260
membershipsS$10,741.476.4%2
otherS$9,781.415.8%41
transport_ride_hailS$9,430.885.6%611
utilitiesS$6,690.494.0%14
servicesS$6,610.944.0%3
educationS$6,592.653.9%33
travel_hotelS$3,883.932.3%15
travel_airS$3,568.302.1%6
entertainmentS$2,582.971.5%32
beauty_wellnessS$2,488.371.5%36
travel_otaS$1,933.971.2%2
insuranceS$1,894.381.1%3
telcoS$1,277.020.8%58
transport_publicS$1,117.960.7%242
subscriptionsS$997.020.6%4
governmentS$270.070.2%6
courierS$247.120.1%1
parkingS$31.270.0%5
Categories come from the merchant name and, where the bank supplies one, the MCC. “uncategorised” is spend nothing matched — it is counted in the total.

By card

  • Trust Cashback Card22%
  • MARI CREDIT CARD19%
  • UOB ONE CARD11%
  • LADY'S SOLITAIRE CARD10%
  • DBS YUU AMERICAN EXPRESS9%
  • CITI REWARDS WORLD MASTERCARD9%
  • 7 more21%
CardSpendShareTxns
Trust Cashback CardS$36,401.0821.8%251
MARI CREDIT CARDS$31,688.9918.9%210
UOB ONE CARDS$17,814.2610.6%650
LADY'S SOLITAIRE CARDS$16,302.209.7%173
DBS YUU AMERICAN EXPRESSS$15,029.749.0%258
CITI REWARDS WORLD MASTERCARDS$14,667.118.8%323
PREFERRED VISAS$10,988.096.6%472
DBS WOMAN'S WORLD MASTERCARDS$10,138.646.1%60
DBS YUU VISAS$8,168.704.9%334
AMEX SINGAPORE AIRLINES BUSINESSS$3,225.731.9%10
VISA SIGNATURES$2,066.481.2%56
CITI PREMIERMILES WORLD MASTERS$783.860.5%20
HSBC VISA REVOLUTIONS$73.020.0%1

By channel

ChannelSpendShareTxns
onlineS$56,278.7233.6%1010
unknownS$53,239.6431.8%551
contactlessS$50,724.1630.3%1224
instoreS$7,105.384.2%33
Channel decides which tier a purchase earns on for most cards, so a large “unknown” share is worth fixing — it is spend the engine cannot place.
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